• Annual Travel Insurance Blog

  • Wednesday, November 22, 2017

  • Why You Need Annual Travel Insurance

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No one wants to imagine that something can go wrong while away on holiday abroad. You have already used a lot to get there and the last thing you want to think about is that you could be spending more money to cater for an emergency. Annual travel insurance would come in handy, especially if you go for holiday two or three times in a year. It is cheaper and you won’t have to remember to buy coverage each time you travel.

Before you settle for an annual insurance cover, you should look for one that suits your needs. Sometimes cheap is not always the best, but you should look for one that you can afford without straining a lot. The cover should also include your family members because at one time or the other, you will want to travel with them, whether for holiday or just one of them to accompany you when you are on a business trip.

This type of cover has many options and they include medical covers; you should clarify with the insurance company whether existing medical conditions are included. The insurance also covers for lost baggage, when the trip arrangements have been cancelled, and if the airline that you had used goes bankrupt before you are back to your home country.

Annual travel insurance also provides for repatriation of the remains in the unfortunate event that you or a family member pass on.

 

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