• Annual Travel Insurance Blog

  • Wednesday, September 20, 2017

  • What Is Not Covered By Annual Travel Insurance

    Filed Under: Blogging

Many are aware of what annual travel insurance covers, but not everyone understands what it does not cover. As a rule, insurance functions as a financial protection against unexpected risks. Therefore, it is not designed to cover risks that are caused by negligence or irresponsibility. Here are common sense exclusions of multi-trip travel insurance:

• Travelling to places where your country of origin advices not to travel.
• Loss or damage caused by the exaggerated use of alcohol or drugs.
• Most extreme sports are not covered by annual holiday insurance.

However, you should be aware that each insurance provider has its own inclusions and exclusions. The point is that you have to pay attention to potential exclusions and know what they are. Some insurers cover high risks, but for a limited period. Some offer annual travel insurance coverage anywhere in the world. As a policyholder, you need to make certain that you benefit from coverage in the situations that are important to you.

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