• Annual Travel Insurance Blog

  • Saturday, November 18, 2017

  • Annual Travel Insurance: A Complete Solution

    Filed Under: Blogging

If you are traveling this year to more than one place, you should consider annual travel insurance just to make sure that, no matter what, your travel risks are covered. This is considered to be the most cost effective type of travel insurance. The cover benefits and maximum trip length vary between insurers and policies, so be sure to check the trip duration limits that apply when you compare multi-trip travel insurance policies.

The Basic Coverage of Annual Travel Insurance
A good annual trip policy should cover the following situations: 24/7 emergency assistance service to help in medical situations when they occur, emergency hospitalization, dental care, prescription drugs, rescue and transport so you can receive medical care and personal liability – the sum of money that your insurer will pay to cover the damage that you cause. In case of lost, stolen or damaged baggage your insurer will pay a reimbursement. Travel delay expenses when your trip is delayed or interrupted are also included.

The Common Risks Not Covered By Multi-Travel Insurance
In case you wonder what kind of risks this insurance does not cover, they are the following: situations that happen as a result of negligence or the insured acting irresponsibly; events or actions where drugs and alcohol are involved, things that are lost, stolen or damaged as a result of negligence, or a medical condition that is the result of extreme sports not specifically covered in the policy.

The great benefit of buying annual travel insurance is that, no matter how many trips you take in a year, you can relax knowing that most risks such as medical cost, theft, cancellations of the trip, lost luggage or wallet are covered by your insurer.

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